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Application FAQs.

How long does it take to get an approval?
Merchants can begin accepting payment within a week. Depending on your credit history and your ability to complete all the required documents in a timely manner, your approval can be as quick as 24 hours. To activate your account, please call our sales department at 888-638-7867 or Click Here for our online application.

What do I need to get started?
Completed application, blank voided company check, merchant agreement and web site address.

What if I do not have a corporate checking account?
You will need to open a new business checking account. You can only use a personal checking account, if you are a Sole Proprietorship. If you need a "Business checking account". offers a Business checking account which is free for the 1st 90 days.

What other cards do you offer?
You automatically get all major credit cards with our program except American Express. However, you may apply for American Express.

What if I am a new start up company without a credit history in my company will I get approved?
When we set you up the bank will run a credit check off of your Social Security Number , and approve a credit line according to your credit.

What if I do not have good credit?
We work with several Banks that will approve your account, as long as you are not currently in a bankruptcy, we will submit your application to several banks at one time and will be able to sign you up with one of the Banks. However, the discount rate may be slightly higher.

Is there an Application Fee?
There is no application fee for applying. We do, however, charge a $49.95 High Risk Fee for (merchants who elect to join our Fast Track Program or are required to agree to a reserve with their merchant processing. Merchants who are approved without a reserve and regular credit will not have a High Risk Fee.

What if I do not have a Federal Tax ID# ?
Only Corporations will have them, if you are a sole proprietor you can use Social Security Number.

Available to U.S. based businesses only.